The Motley Fool - We could argue all day about whether or not kids need credit cards. The concept of need is pretty subjective, especially when it comes to kids -- one day they'll claim to "need" a new iPod, and the next it's trendy kicks or the latest game system. But many parents and their progeny are already sold on the benefits of plastic (especially for emergencies), making them ripe pickings for bad-guy credit card companies. Don't let yourself or your child fall prey to one of the lousy lenders.
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