U.S. News & World Report - Dan Curtis expects Social Security to be his largest source of retirement income. The 52-year-old patient advocate for a health insurance company has a few thousand dollars in a 401(k), but finds it difficult to save on a salary of $38,000 a year, before taxes, in Minneapolis. He is also paying off $20,000 in student loan debt and providing child support payments for his two children. "My retirement future feels pretty uncertain," he says. "If I could make another $10,000 or $12,000 a year, I could probably put some money away."
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